IPI Summer Conference STL 2019

This past week, IPI advisors, business partners and home office staff gathered together in St. Louis for 2019 Annual Summer Conference. With a room full of exhibitors and sponsors, a content rich agenda, and a block of focus-group sessions, there were informative messages and take-aways to keep the group engaged and schedules packed for three days.  Additional topics ranged all of the way from practical technology workshops to home office updates, and the advisors had the opportunity to learn from industry experts as well as each other! Continue reading “IPI Summer Conference STL 2019”

Refinancing Your Mortgage

When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one.

Why refinance your mortgage?

There are a variety of reasons why you may want to consider refinancing your mortgage, such as:

  • Lowering your monthly mortgage payment by refinancing to a lower interest rate
  • Shortening the length of your loan (e.g., from a 30-year mortgage to a 15-year mortgage) to potentially reduce interest charges over time
  • Accessing extra cash through a cash-out refinancing to pay for home improvements, pay for college, or consolidate debt
  • Refinancing your adjustable rate mortgage (ARM) to a fixed rate mortgage or to a new ARM with better terms

Continue reading “Refinancing Your Mortgage”